Long Term Care Coverage
generalmailbox2 • December 11, 2018

Long Term Care Coverage


Long Term Care Insurance – Protection from the financial costs of in-home, community and residential- care facilities.

 

No one wants to see themselves in a nursing home or requiring help with basic needs and tasks within their own home. Unfortunately, this is going to happen to many people. When it does there are significant financial burdens added to personal finances. The annual cost of care can easily reach 70,000 a year and this figure is increasing annually.

 

Long Term Care Insurance can cover this need by using current affordable dollars to meet later financial obligations. The coverage is not for everyone. The ultra-wealthy can pay for their own care without significantly impacting their finances; the indigent qualify for government assistance. What about everyone in between?

 

Long Term Care plans can be tailored to meet the full cost of care or to subsidize personal savings to meet the cost of care. Everyone’s situation and needs are different. Call GCH Group if you would like to start the conversation on Long Term Care.

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Return-To-Work Checklist

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While it’s unclear how long COVID-19 will continue to impact organizations, many employers are looking to the future of employees returning to work and planning how their future workplace will operate. The appropriate return-to-work plan for a workplace will vary, as every organization has been uniquely impacted by COVID-19. In preparation for asking employees to come back to work, it’s imperative that employers thoughtfully construct a return-to-work plan and consider best practices for a safe and efficient return to the office. To aid in getting started, employers can review topics on this checklist, which addresses COVID-19-related workplace topics compiled from the Centers for Disease Control and Prevention (CDC) and highlights general return-to-work topics.